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Home Loan

Rapid Loan Serviceshelps you turn your dream of owning a home into reality. We offer affordable home loans with competitive interest rates, flexible repayment options, and quick approvals through leading banks and NBFCs. Whether you are purchasing a new house, constructing a home, or buying a resale property, we guide you through a smooth and transparent loan process. Loan amount based on eligibility. Loan tenure up to 30 years.

Features

  • Attractive interest rates from trusted banks and NBFCs.
  • Loan available for purchase, construction, or resale residential property.
  • High loan amount based on income and repayment capacity.
  • Flexible repayment tenure of up to 30 years.
  • Minimal documentation with faster approval process.
  • Transparent charges with no hidden costs.
  • Option to transfer existing home loan for better interest rates.

Eligibility

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Customer Profile

Salaried individuals, self-employed professionals, and business owners.

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Age

21 to 65 years (at loan maturity)

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Residential Stability

Minimum 2 Years

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Employment vintage

Salaried: 2 Years
Self-Employed: 3 Years

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Monthly Income

₹25,000/- or above

Documentation

  • Photograph
    • Latest Passport Size Photograph
  • Identity Proof (Any One)
    • Aadhaar Card / PAN Card / Passport / Voter ID
  • Address Proof (Any One)
    • Utility Bill / Aadhaar Card / Passport
  • Income Proof
    • Salaried: Salary Slips (last 3 months), Form 16
      Self-Employed: ITR & Financials (last 3 years)
  • Bank Statement
    • Last 6 months Bank Statement
  • Property Documents
    • Sale Agreement, Sale Deed, Approved Plan, Encumbrance Certificate

Common Question for this loan

To purchase, construct, or buy a resale residential property.

Salaried and self-employed individuals with stable income and good credit history.

Interest rates depend on applicant profile, income, credit score, and lender policies.

Loan amount is based on income, repayment capacity, and property value.

Up to 30 years.

3 to 7 working days (subject to documentation).

Up to 75% – 90% of the property value based on eligibility.